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The Stray Cat Who Chose Me: My Kitten Rescue Story

It all started with a stray cat, a beautiful black and gold tortoiseshell. I began feeding her back in April, just leaving some food out for her. By mid-May, she was a regular visitor, and I noticed she was pregnant. My heart just went out to this expectant mother. I made it my mission to keep her well-fed, which, let me tell you, was a task. Her appetite was huge, and she was eating three to four times a day. She practically lived in our yard, a silent agreement that this was her safe space. She'd be there to greet me in the morning and would come and go throughout the day. My indoor cat, Adah, eventually got used to her presence, a big step considering her initial reaction was to lunge at the window. The stray, whom I affectionately started thinking of as “Mama Cat” (I even called her “mama”), seemed to settle in, making our yard her home. As June progressed, she started staying even after sunset, a sign of her growing trust. The dynamic was peaceful, and I was happy to provide ...

Student Loan Debt: Challenges and Solutions for Borrowers

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Student loans are a significant financial burden for millions of Americans. According to a recent survey , one in five student loan borrowers haven't made any payments on their loans. The high cost of living is a major factor contributing to the affordability challenges faced by borrowers. The survey also found that some borrowers are strategically delaying payments in hopes of loan forgiveness. However, the Biden administration's income-driven repayment plan is currently blocked by court orders. The Scope of the Problem Student loan debt is a major financial burden for millions of Americans. According to the Federal Reserve, the total outstanding student loan debt in the United States is over $1.7 trillion . This debt is held by over 43 million borrowers. The average student loan borrower owes over $37,000. However, the debt burden can be much higher for some borrowers. For example, borrowers who attended graduate school or professional school may owe over $100,000.

Student Loan Payments Are Back: Here's How To Budget

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Student loan payments have resumed after a long pandemic pause. Now, many Americans face hundreds of dollars in new monthly bills. Source: Pixabay I know from firsthand experience that this can and will strain budgets that stretched over the last few years. Fortunately, there are ways to reduce expenses and find extra cash. With some planning, you can make those new student loan bills manageable. This guide shares simple money tips tailored to different income levels. Use these tricks to free up cash and budget for resumed student loan payments. Disclosure: This post contains affiliate links; as an Amazon Associate, I earn a small amount from qualifying purchases. I appreciate your support. Making It Work On $1,200 Per Month Bringing in $1,200 monthly means tight margins. Student loan payments can really squeeze your budget. To make it work, ruthlessly cut expenses and hunt for extra income.